Life Expectancy
This app, updated in July 2025, presents some summary actuarial values based on the United States Social Security Administration cohort mortality tables updated from the intermediate assumptions in the 2024 Trustee Report.
https://www.ssa.gov/oact/HistEst/CohLifeTables/2024/CohLifeTables2024.html
I developed this program for educational purposes and thought it interesting to compare the probabilities of surviving to a given age across various years of birth and at different ages. As mentioned in the application "Info" section, the information is of a general nature based on averages across the population. It cannot be used to predict a given individual's life span.
The annuity value is an annuity that pays monthly starting at once (annuity due) and was calculated using the 11/24 adjustment to an annual annuity. The life insurance lump sum is derived by multiplying the traditional curtate life insurance value by i/δ, where δ = ln(1 + i) and i is the interest rate.
This app is not endorsed or certified by any government or other organization and is intended solely for educational purposes. Feel free to contact me at mathinterest@mathinterest.com
